The Lendela Team

The Lendela Team

At Lendela, we are here to help you navigate your loan journey with accurate loan offers and reliable counsel, so that you can make the best borrowing decision with a clearer mind and a lighter heart.

All article from The Lendela Team

Total Debt Servicing Ratio (TDSR) & How It Affects Your Personal Loan Application

Total Debt Servicing Ratio (TDSR) is an important factor in assessing your eligibility for a personal loan. In Singapore, lenders consider TDSR when reviewing and approving loan applications. This article will explain what TDSR is, how it affects...

Will Rising GST in 2024 Affect Personal Loan Interest Rates?

As Singapore anticipates an increase in the Goods and Services Tax (GST) to 9% in 2024, many Singaporeans are wondering about the potential implications for their finances. One area of concern is how this change might affect personal loan interest...

A Beginner's Guide to Establishing a Solid Credit History in Singapore

If you're considering applying for a personal loan in Singapore, it's essential to approach the process with caution and avoid some common pitfalls that many Singaporeans fall into. While personal loans can be an excellent financial tool...

How to Choose Your First Personal Loan in Singapore

Embarking on the journey to secure your first personal loan in Singapore is a pivotal financial decision. Whether it's funding a major purchase, consolidating debt, or covering unexpected expenses, the importance of selecting the right loan...

A Comparison Guide to Secured and Unsecured Personal Loans in Singapore

Nobody ever sets out wanting a loan. But when the need arises, especially when you're in a pinch, it can feel overwhelming when you have never had to explore loan options before. Personal loans emerge as a beacon of hope, offering a pathway...

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