The Lendela Team

The Lendela Team

At Lendela, we are here to help you navigate your loan journey with accurate loan offers and reliable counsel, so that you can make the best borrowing decision with a clearer mind and a lighter heart.

All article from The Lendela Team

First Time Getting a Home – BTO vs. Resale Purchase?

Are you planning to purchase a home but are in a dilemma on whether to purchase via Build-To-Order (BTO) or to get a resale home? What are the considerations that you would have to think about before making your decision? In this guide, we will...

Things to Know Before Buying Your First Home in Singapore (BTO, resale, sale of balance flats)

Thinking of proposing? Marriage and children around the corner? Or just looking to move out and live independently and away from your parents? Buying a home will be the most important financial decision you will make in your life. Unless you have...

What Is the Difference Between Repricing and Refinancing a Home Loan?

Refinancing or repricing: which one do you prefer? Although these two terms look so similar, they are indeed very different. If you are a homeowner with a loan from a bank to repay a mortgage, refinancing and repricing are two options on the...

What's Effective Interest Rate (EIR) in Personal Loan & How Do You Calculate It?

If you're researching personal loan options, you'll likely come across the term effective interest rate (EIR). This is an important concept to understand because it provides borrowers with a standardised way of comparing different loan...

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