Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

Personal loans: An unexpected lifeline in emergencies

The Lendela LowdownQuick financial support: Personal loans are known for their quick approval and disbursement process relative to typical secured loans (renovation and car loans for example), making them very useful in times of...

Is comparing loan rates still the best way to find your ideal personal loan today?

The Lendela LowdownWhy comparing loan rates just isn’t enough anymore: From the lack of transparency in the lending industry to the hit on one’s credit score, simply relying on comparing doesn’t cut it anymore.Matching is the new comparing:...

Navigating credit: The make-or-break of personal finance?

Lendela’s LowdownCredit as a cash flow management tool: Credit can be a valuable tool for managing cash flow when leveraged strategically, especially during emergencies (sudden medical expenses) or for major milestones such as higher education and...

What's Effective Interest Rate (EIR) in Personal Loan & How Do You Calculate It?

If you're researching personal loan options, you'll likely come across the term effective interest rate (EIR). This is an important concept to understand because it provides borrowers with a standardised way of comparing different loan...

What Happens if You Don’t Repay Your Personal Loan in Singapore?

Taking out a personal loan can provide much-needed financial assistance for various purposes, whether it's for debt consolidation, home renovation, or emergency expenses. However, it's crucial to understand the repercussions if you fail...

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