Lendela's Blog

Welcome to our blog! Here, you find our latest updates about personal finance, as well as useful tips and tricks. Enjoy!

What is the Interest Rate at Pawn Shops in Singapore?

Do you find yourself in need of quick cash but hesitant to approach traditional loan providers or friends and family for financial help? Then, a pawn shop is the answer you've been looking for. Although pawn shops were once associated with...

How Much Personal Loan Can I Take in Singapore? - Maximising Your Borrowing Potential

When faced with a financial challenge, we first want to get out of it. But how? Personal loans! Yes, borrowing out a personal loan from financial institutions or authorised banks in Singapore is the best way. Although getting a loan sanctioned can...

Total Debt Servicing Ratio (TDSR) & How It Affects Your Personal Loan Application

Total Debt Servicing Ratio (TDSR) is an important factor in assessing your eligibility for a personal loan. In Singapore, lenders consider TDSR when reviewing and approving loan applications. This article will explain what TDSR is, how it affects...

What You Need To Know About Debt Repayment Scheme (DRS) in Singapore 2024

Are you experiencing restless nights over the mountain of debt you’re struggling to stay on top of? If so, you're not alone. In Singapore, the amount of debt that people owe is on the rise, and it's becoming increasingly difficult to...

Credit Counselling vs Debt Consolidation

If you are struggling to manage your finances, you may have considered debt consolidation or credit counselling as a way to regain control of your budget. While both could be viable options to help get you out of debt, it is important to...

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